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Financial Aid
Financial Aid
Planning how to finance your education is an important part of shaping your future, especially as you balance school, work, family, and community commitments. At Pacific Oaks College, we are committed to helping you understand and manage the financial aspects of your education. As federal funding rules evolve, this page brings together clear, current information on financial aid, scholarships, and other resources to support you in making informed decisions. Our goal is to provide guidance so you can plan your paying for your education with clarity and confidence, whether you are learning online, in Pasadena, or in one of our cohort locations.
Pacific Oaks College participates in a variety of federal financial assistance programs and offers awards to admitted students in accordance with federal Title IV regulations. In addition, students may apply for state, private, and institutional aid to further assist in the funding of their educational goals.
Contact Financial AidFinancing Your Education
A range of financial aid opportunities exist, including scholarships, grants, loans, and other resources, to support students of all financial backgrounds. Explore the available funding options and consider how best to plan for the road ahead.
Costs Overview
We know that cost is one of the most important parts of your enrollment decision. This section is designed to give you a clear, complete picture of what attending Pacific Oaks College may cost, so you can plan with confidence and explore every option available to you. Cost of Attendance
Explore CostsTypes of Aid
Many students rely on a combination of grants, scholarships, loans, and other funding sources to meet their educational expenses. Below, you will find the financial aid opportunities available, organized by funding type.
Explore AidBilling
We want the financial side of your enrollment to feel as manageable as the academic side. This section covers everything you need to know about how and when you'll be billed, how to make payments, and what to do if your plans change.
Explore BillingResources
Sometimes the information you need doesn't fit neatly into a single category. This section brings together tools, policies, and reference materials designed to support you at every stage of your financial aid journey.
Explore Resources
The Financial Aid Process for U.S. Students
Applying for financial aid can feel daunting but breaking it down into steps can make it much more manageable. Here's exactly what to expect, in the order it happens. Follow these steps and you'll be on your way to a complete financial aid package before you know it.
1
Complete and submit the Free Application for Federal Student Aid (FAFSA). This is the starting point for nearly all financial aid. Pacific Oaks’ school code is 001255.
2
After submitting your FAFSA, you will receive a Student Aid Report (SAR) — a summary of the information you provided and an initial estimate of your aid eligibility. Review it carefully and correct any errors as soon as possible. A complete and accurate SAR helps us process your aid without delays.
3
Our financial aid office may request additional documentation to verify the information on your FAFSA — things like tax transcripts, proof of income, or household information. This process is called verification, and it's a normal part of the process for many students. Respond to any requests promptly to keep your aid on track.
4
Once your FAFSA is processed and any required documents are received, Pacific Oaks College will send you a financial aid offer outlining the types and amounts of aid you're eligible to receive. Take your time reviewing it — and don't hesitate to reach out if you have questions about what's included or what it means for your out-of-pocket costs
5
You're not required to accept everything in your offer. Review each component carefully, particularly any loans, and accept only what you need. Once you've made your selections, submit your acceptance by the deadline indicated in your offer letter.
6
If you're accepting federal loans for the first time, you'll need to complete two additional requirements before your funds can be disbursed: Entrance Counseling, which ensures you understand your rights and responsibilities as a borrower, and a Master Promissory Note (MPN), which is your formal agreement to repay the loan. Both are completed online at studentaid.gov.
7
Financial Aid will post to your account after the Add/Drop period of each semester. If your aid exceeds your direct costs, any remaining balance will be refunded to you to help cover indirect expenses like housing and books.
8
Financial aid is not automatically renewed. To continue receiving aid, you'll need to submit a new FAFSA for each academic year — typically beginning October 1 for the following year. We'll send reminders, but the earlier you submit, the better your chances of maximizing your aid package.
Support When You Need It
The Office of Financial Aid is here to help you explore your options, answer questions, and create a plan that works for you.
Contact Financial Aid [email protected] | [email protected]